Senior Backend Engineers at M-KOPA


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M-KOPA IT Jobs in Accra


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We're continuing to hire multiple Senior Backend Engineers (I, II & III) as we scale our growing FinTech team at M-KOPA. Build sophisticated event-driven microservices that unlock financial inclusion across Africa.

The Impact: Your code will directly power technology solutions for millions of people across Africa who've been excluded from traditional financial services. We've already helped over 7 million customers access over $2 billion in credit. It's your chance to be part of something that's literally transforming lives across an entire continent

Link to Impact report: M-KOPA Impact Report 2025: Pathways to progress

The Opportunity

Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations

Global recognition: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025)


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Scale challenges: Build backend systems serving millions across multiple African markets

Environmental impact: We're carbon-negative, having displaced over 2.1 million tonnes of emissions

Fully distributed: Work remotely with diverse teams across UK, Europe, and Africa

What You'll Do

At M-KOPA, you'll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge .NET development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment ?

Modern C# Stack: We use predominantly C# written against the latest .NET stack

Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes

Event-Driven Architecture: We are constantly iterating towards a completely decoupled, event-driven architecture

Mixed Environment: We have both legacy services and greenfield microservices

Your On-boarding Journey: When you join, you'll participate in our Internal Engineering Bootcamp - an immersive on-boarding experience with our staff engineering group. You'll deep-dive into our event-driven architecture, explore our engineering practices, and understand how we approach building systems at scale. We invest in getting you up to speed properly from day one.

Our Engineering Approach

We're looking for low-ego, experienced engineers who collaborate exceptionally well and embrace continual learning. As an engineer, you'll work as a collaborator, with more senior members coaching and contributing, placing emphasis on:

  • High quality output
  • Observability and monitoring
  • Automated testing in all environments, including production
  • Infrastructure as code and DevOps practices
  • Knowledge sharing and collaborative problem-solving


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What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience:

  • Strong grasp of C# .NET development
  • Experience with Event-Driven Systems
  • Microservices architecture experience
  • Testing and deployment expertise
  • DevOps culture mindset
  • Proven ability to collaborate effectively in distributed teams
  • Continuous learning mindset and openness to feedback

Location & Benefits

  • Fully remote role within UTC -1 to UTC +3 time zones
  • Work with diverse teams distributed across UK, Europe, and Africa
  • Personalised training budget to support your development
  • Home office setup budget
  • Internal Engineering Bootcamp: Join our staff engineering group for an immersive onboarding where you'll deep-dive into our event-driven architecture and engineering practices
  • Professional development programs and coaching partnerships
  • Family-friendly policies and flexible working arrangements
  • Well-being support and career growth opportunities


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