Credit Officers - Izwe Savings and Loans

Responsibilities

• Prospect for new clients
• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores and interest rates) Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Developing and sustaining long-lasting relationships with customers.
• Calling potential customers to explain company products and encourage purchases.
• Answering customer’s questions and escalating complex issues to the relevant departments as needed.
• Maintaining an accurate record of all sales, scheduled customer appointments, and customer complaints.
• Collaborating with the marketing department to ensure that the company is reaching its target audience.
• Preparing cost-benefit analyses for prospective and existing customers

Qualification and Requirements

• A minimum of an SHS certificate, HND or Degree.  Any tertiary Certificate will be considered.
• At least 3 months experience is required
• Hard-working and very committed individuals to work in our sales and marketing department.
• Note: Only candidates in Kumasi or its environs should apply.

Salary Range: Attractive remuneration plus benefits