Relationship Manager - Car4Cash at Izwe Loans Limited



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Izwe Loans Customer Service Jobs in Takoradi, Western Region


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The Relationship Manager for the Car4Cash product has the following key responsibilities:

Sales

  • Responsible for identifying, on-boarding and serving individual / SME type customers who need short term loans

This process shall include the following:

  • Building & maintenance of an active team of Independent Sales Executives
  • Organizing customer acquisition activities like market storms
  • Assisting prospective customers to fill required forms and put together the list of documents required to apply for Car4cash loans
  • Responsible for the achievement of Sales targets agreed for the product on a monthly basis

Credit Analysis

  • Responsible for the assessment of applications made by prospective clients in line with provisions, guidelines and standards as set out in the Credit Policy for Car4Cash Loans
  • Responsible for the presentation of credit requests to the Credit Manager


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Relationship Management

  • Must ensure client loan requests are processed within prescribed TAT standard of 72 hours
  • Must assist clients by delivering solutions and services as provided by the institution
  • Must ensure speedy resolution of customer complaints

Collections

  • Must support collections team with “soft collections” techniques when required
  • Responsible for the achievement of monthly portfolio quality standards set for the business
  • Responsible for adherence to agreed Compliance standards.

Knowledge, Skills and Abilities Required:

  • HND or Degree in a related field
  • Good selling and persuasion skills
  • Good analytical skills
  • Previous experience in similar role in a reputable institution would be advantageous.
  • A demonstrable network of potential clients ready to on-board
  • Must be focused, organized and able to meet deadlines
  • Must take pride in delivery quality every time.
  • Excellent knowledge of the Ghanaian Small business climate and preferences.

Skills / Attributes

  • Analytical and hard working
  • Self-motivated
  • Excellent communication and interpersonal skills
  • Ability to drive sales whiles maintaining an eye for portfolio quality
  • Team spirit is essential


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