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Job Responsibilities
- Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria in the domestic business
- Establish appropriate framework for the management of credit portfolio to ensure that the bank’s exposure to credit loss is maintained at minimum levels
- Monitor/review/analyse to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations
- Authorise/approve facility applications as required after obtaining requisite approval authority
- Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimise risk of loss.
- Ensure consistent collateral cover to secure bank’s position
- Devise strategies for ensuring credit portfolio is maintained
- Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies.
- Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives
Special and Other Duties
Any other duties as may be assigned/deemed necessary by the Chief Risk Officer
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