Head Credit Risk Management - Access Bank


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Access Bank Banking Jobs in Accra


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Job Responsibilities

  • Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria in the domestic business
  • Establish appropriate framework for the management of credit portfolio to ensure that the bank’s exposure to credit loss is maintained at minimum levels
  • Monitor/review/analyse to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations
  • Authorise/approve facility applications as required after obtaining requisite approval authority
  • Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimise risk of loss.
  • Ensure consistent collateral cover to secure bank’s position
  • Devise strategies for ensuring credit portfolio is maintained
  • Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies.
  • Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives

Special and Other Duties

Any other duties as may be assigned/deemed necessary by the Chief Risk Officer


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Requirements

Minimum Education:  

  • A good first degree in any discipline. Relevant Masters’ degree and relevant professional certification such as ACIB, ICA, ACCA and CFA will be an advantage.

Formal Training:

  • Banking Law/Regulations 

Minimum Experience:

  • Minimum of 10 years post-qualification experience in credit risk management within the Financial Service Industry, of which at least 8 must have been in the Banking Sector, and 5 years must have been at a supervisory level.
  • Credit Administration/Risk Management
  • Credit Products
  • Credit Analysis and Appraisal
  • Loans administration/account management
  • Credit Workout/Restructuring
  • Financial analysis/interpretation
  • Facility Structuring

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