Credit Analyst Officer - Quick Credit & Investment

The Credit Analyst supports the Area Managers to build and manage the loan portfolio to achieve the objectives of the company. These activities include the complete process of a loan application, appraisal, documentation, monitoring and other support necessary.

He/She shall undertake to check and verify all assessments of documents shared by Field Officer(s) and make decisions about the client’s credit application using a range of criteria.

RESPONSIBILITIES/DUTIES:

• Check and analyze the loan requirements (documents) of existing or prospective clients.
• Analyse and approve based on the findings of the borrower’s ability to repay,
• Keep the company’s credit risk low or non-existent.
• Reconcile credit files and identify discrepancies and variances.
• Create files/folders to keep customers’ documents.
• Contact clients to do further verification if necessary.
• Perform other duties as may be required.

SKILLS REQUIRED

• Multi-tasking
• Analytical skills
• People Management skills
• Independent-minded to take decisions
• Confidentiality
• Time Management
• Excellent written and verbal communication skills
• Hard-working in terms

Qualification Required & Experience

• A minimum of a First Degree with a level two CA certification from a recognized institution.
• Minimum of two (2) years of working experience in a similar role.
• Proficient in the use of Microsoft Word and Excel.

Location: Accra