Credit Analyst C - First National Bank



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Credit Analyst C - First National Bank





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1. Patiently scroll down and read the job description below.

2. Scroll down and find how to apply or mode of application for this job after the job description.

3. Carefully follow the instructions on how to apply.

4. Always apply for a job by attaching CV with a Cover Letter / Application Letter.


purpose

The analyst will be responsible for a portfolio of corporate clients typically concentrated in one or two major industries and with the majority based in Ghana.

responsibilities

  • Identifying transaction-specific risks including credit, taxation, accounting and legal.
  • Introducing risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank.
  • General understanding of the Ghana Companies Act, Tax, Commercial Law and legal issues relating to Security.
  • Accountability for originating and writing the Credit Application and co-presenting with the relevant RM to the Credit Committee.
  • Excellent report writing skills (reports are presented to the Credit Committee and to the Board of Directors).
  • Keeping up to date with news and events that might affect various individual counterparties and portfolios.
  • A good understanding of the Bank’s credit grading and credit pricing models.
  • Comprehensive understanding of business risks and the economic environment with the ability to relate such issues to the risk profile of individual credits.


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experience and qualifications

  • The successful candidate must have a CA, MBA or CFA. Experience should ideally include modelling, assessing and advising on industry and company-specific risks;
  • Ability to analyse company financial statements and to identify and quantify financial and business risks;
  • An interest in and understanding of financial instruments and markets;
  • General knowledge of practical economics relating to business, industry and the Ghana macro-economic environment;
  • Computer literacy: proficiency in spreadsheet, database and word processing software;
  • General understanding of a variety of financial derivative products.

additional requirements

  • Preference will be given to candidates with experience in a managerial role.
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Disclaimer

  • Do not pay any fee to any Recruiter.
  • The Recruiter may amend, delete or expire jobs at any time without notification.
  • The Recruiter reserves the right not to proceed with filling the position.
  • An application will not in itself entitle the applicant to an interview.

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