Senior Regulatory Officer / Counsel - JUMO

We are looking for a Senior Regulatory Officer / Counsel to join our Legal & Compliance team.

The successful individual will be responsible for providing advice and strategic and tactical direction for regulatory affairs company-wide.

This position will be based in Ghana and will report to the General Counsel.

You will

• Identify, track and manage regulatory issues across all our markets of operation currently in  Ghana, Tanzania, Kenya, Zambia, Uganda, Nigeria, Pakistan, Côte d’Ivoire, Cameroon, and Benin).
• Advice on and shape global regulatory strategy.
• Be responsible for regulator engagement (working closely with the General Manager / In-Market Operations, local country management, and strategic delivery teams) and project management of new license processes.
• Scope new territories and products for the understanding of legal framework (legal, regulatory, capital restrictions, shareholding restrictions, AML and KYC requirements, credit reporting, consumer protection, data privacy, and cross-border data flow requirements and challenges). 
• Oversee regulatory runway of pending legislation and assisting to implement action items to ensure compliance with legislation once enacted, working closely with the Head of Compliance.
• Oversee in-house regulatory requirements & manage all regulatory queries and interpret and advise thereon. 
• Advice on regulatory issues arising from our partner and key stakeholder relationships.
• Oversee and coordinate outside regulatory counsel where their services were retained. 

You will need

• Must speak and write in French fluently 
• LLB degree and Admission as Attorney
• At least 10 years’ post-qualification experience, ideally from within a top tier law firm or strong in-house environment
• Expert knowledge of and immediate experience in operating in African cross-border financial services (payments or lending) legal and regulatory environment
• Understanding of data privacy, AML/KYC, credit reporting, tax and/or outsourcing frameworks and regulation
• Significant experience engaging directly with regulators and managing new license processes
• Track record of interpreting and navigating regulations and defining strategy in evolving legislative environments

Capabilities

• Capable of working effectively and independently in a fast-paced team environment.
• Commercial and professional: able to balance commercial and regulatory interests of the company while applying sound judgment.
• Ability to perform most of the work, drafting, and research in-house, and retaining outside counsel only where specific risks or skills are solved for.
• Resourceful & execution-focused, ability to work independently and to tackle multifaceted and complex cross-border legal projects.  Not driven by hierarchy, happy to roll up their sleeves and participate and lead from the front.
• Attention to detail, adaptable approach, able to manage pressure in a high performance, constantly evolving and often ambiguous regulatory environment.
• Communicates clearly and concisely with the ability to simplify complexity and focus on important commercial issues.
• Strong cultural awareness and experience in working across diverse environments.

Bonus if you have 

• Experience in microcredit and mobile money.
• Relationships with regulators in Ghana (BOG, GIPC), Kenya, Zambia, Uganda, Tanzania, and experience in French-speaking African territories (such as Cameroon and Cote d’Ivoire).
• Telecoms experience.

We ask a lot of each other at JUMO, but we give a lot too.

You will love

• Collaborating with smart, engaging people in an inspiring work environment
• Working for impact
• Growing and learning continuously, with loads of encouragement and support
• Boldly taking risks as we navigate new challenges
• Flexible work practices enabling your best delivery
• Being autonomous and empowered to lead

Remote First

You will be based in Ghana.  We operate a remote-first working approach where working remotely is our default way of working.

We have co-working spaces available in Accra for collaboration and connection and for the use of those who value and want to work out of an office. 

You have flexibility where to work from, as long as you have access to a reliable connection and are set up to work remotely.

Diversity and Inclusion

At JUMO, we believe that diversity strengthens our teams and we strive in our recruitment process to create an environment where people from every background can collaborate and prosper and be themselves.