Credit Officers - Microfinance Company



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A reputable Tier-2 Microfinance Company seeks qualified personnel for immediate employment.

Duties and Responsibilities:

  • Interview/screen prospective clients and guide them through the application process ensuring that all required documentation is provided by the client. 
  • Perform pre-qualification assessment including visits to the client’s place of business.
  • Prepare appraisal reports for client’s loan requests.
  • Communicate loan approval or denial to the client and facilitate the disbursement process.
  • Maintain credit/loan files to ensure that files are complete (application letter, appraisal form and report, loan approval letter, documentation of security, repayment schedule and monitoring and recovery reports.)
  • Undertake field visits, prepare reports and generate new business.
  • Provide technical advice and manage useful and practical information for the benefit of customers.
  • Ensure a healthy and quality loan portfolio.
  • Responsible for the growth of the loan portfolio.
  • Monitor credit performance of clients including status of payments and conditions of the clients’ business on a monthly basis.
  • Market the institution’s loan products to clients and build and maintain client relationships educating them on any new products and services.
  • Prepare weekly and monthly performance reports and to ensure correct classification and provisioning for loans and advances.
  • Perform all other duties as may be assigned from time to time.

Remuneration: Basic Salary (Plus Commission)

Required Skills or Experience

  • Minimum Diploma/HND/First Degree in any Discipline
  • Minimum of 2 years’ working experience in a similar position in a Tier-2 Microfinance Institution
  • Excellent communication skills (written and verbal)
  • Energetic, flexible, collaborative and a team player
  • Strong problem solving skills
  • Quality oriented with eye for details
  • Ability to multitask and work within deadlines
  • Highly motivated professional with the highest level of integrity
  • Proficiency in Microsoft Office Suite including Excel, Word, PowerPoint and Outlook


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