Fruit Finance Accounting Jobs in Accra
This opportunity at Fruit Finance in Accra is ideal for candidates looking for employment, competitive salaries, and career growth opportunities.
✅ Job Alerts Activated
You'll now receive future job opportunities instantly.
Thinking about applying?
Before you submit your application, take a moment to go through all the details carefully.
Scroll down to read the full job description, including responsibilities, requirements, and benefits — and see if it’s the right fit for you.
Full Job Description - Read Carefully
Fruit Finance invites applications from suitable qualified applicants for the position of a Credit Manager to strengthen our operations at Mallam Junction.
Job Summary
Oversees a companys credit function, which includes evaluating the creditworthiness of potential customers, establishing credit policies, and managing accounts receivable to minimize risk and ensure timely payments.
Key responsibilities involve analyzing financial data, approving or rejecting credit applications, setting credit limits, negotiating loan terms, and ensuring compliance with regulations.
Responsibilities
- Creditworthiness evaluation: Assessing the credit history and financial stability of potential and
existing customers to determine their ability to repay debt. - Policy development: Creating, implementing, and updating the companys credit policies and procedures to ensure consistency and minimize financial risk.
- Credit limit management: Setting and managing credit limits for customers based on risk assessment and company policy.
- Risk mitigation: Monitoring loans, managing collections, and overseeing bad debts to protect the companys financial health.
- Financial analysis: Analyzing financial statements and using credit scoring models to make informed credit decisions.
- Compliance: Ensuring all credit-granting activities adhere to relevant laws and regulations.
- Reporting: Preparing and presenting credit reports to senior management.
- Customer relations: Working with customers to negotiate terms, manage payments, and resolve issues, and collaborating with the sales department.
ADVERTISEMENT - CONTINUE READING BELOW ↓
CONTINUE BELOW ↓
Qualification Required & Experience
- A minimum of a bachelors degree / HND in marketing, accounting, banking, finance, or a similar field.
- A minimum of 4 years of post-qualification and work experience in a micro credit environment.
Skills and Attributes
- Excellent knowledge of loan application procedures and best lending practice
- Hardworking and goal-driven
- Good communication, interpersonal and presentation skills
- Good planning, quantitative and analytical skills
- High integrity, confidentiality, firm and fair
- Strong computer literacy skills
- Advanced computer skills on MS Office.
- Proven knowledge of banking laws, rules and regulations
- High attention to detail and excellent analytical skills
- Sound independent judgment
Location: Accra
👉 STOP: Ready to Apply?
Don't miss out on this opportunity! Carefully review the job details one last time. Once you're ready, scroll down to the bottom of this page to access the How to apply button.
Hurry—applications for this cycle are closing soon!← View More Accounting Jobs
✅ Chartered Accountant - Reputable Hospital