Underwriter - First National Bank



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First National Bank Banking Jobs in Accra


Step-by-Step Guide to Applying for a Job

1. Read the Job Description Thoroughly

  • Patiently scroll through the job posting to understand the role, requirements, and responsibilities.
  • Highlight key qualifications, skills, and deadlines to ensure you meet the criteria.
  • Note any specific instructions (e.g., documents required, application format).

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2. Locate the Application Method

Scroll to the section labelled "How to Apply" or "Mode of Application."

Look for details such as:

  • Email addresses or online portals for submissions.
  • Required subject lines (e.g., "Application for [Job Title]").
  • Links to application forms (if applicable).

3. Prepare Your Application Documents

Curriculum Vitae (CV) / Resume: [ How to write a CV guide ]

  • Tailor it to the job by emphasizing relevant skills and experiences.
  • Keep it concise (1–2 pages) and error-free.

Cover Letter / Application Letter: [ How to write a Cover letter guide ]

  • Address it to the hiring manager (use "Dear Hiring Manager" if unsure).
  • Explain why you’re a good fit, referencing the job description.
  • Avoid generic templates; personalize each letter.

Additional Documents:

  • Certificates, portfolios, or references if requested.

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4. Follow Application Instructions Carefully

  • Submit documents in the specified format (e.g., PDF, Word).
  • Attach files with clear names (e.g., "JohnDoe_CV_AACProduction.pdf").
  • If emailing, include a professional subject line and brief introduction in the body.

5. Double-Check Before Submitting

  • Proofread for spelling/grammar errors.
  • Ensure all attachments are included.
  • Confirm the deadline and submit ahead of time.

6. Post-Application Steps

  • Save a copy of your submission for reference.
  • Follow up after 1–2 weeks if no response (politely inquire via email).
  • Avoid applying multiple times unless instructed.

This guide ensures applicants present themselves professionally and maximize their chances of success. Continue to the job description below and Good luck!

Read Also:


To provide an effective and efficient service to clients by obtaining the correct medical and setting of underwriting requirements telephonically, that need to be referred to a Senior Underwriter for sign-off. Facilitation of such requirements related to new and existing business.

Key Responsibilities

  • Conducting tele interviews or tele-underwriting to assist applicants to complete their life insurance application for a new policy or changes to an existing policy by asking prescribed questions about health and other risk information, accurately recording the responses in the administration system.
  • Assess the risk of the applicant based on the risk profile.
  • Set requirements, synopsizing, underwriting decisioning of cases with mandatory referral within the agreed SLA and target mandates.
  • Ensure resolution of underwriting enquiries and cases.
  • Participate Chief Medical Officer sessions and other Underwriting training presentations (i.e., Case Studies, Sales training).
  • Ensure underwriting – medical queries and tasks allocated are resolved timely and effectively by providing first time resolution on enquiries.
  • Ensure accurate completion of documentation as per departmental guidelines to meet client needs and effectively utilise IT systems to ensure accuracy of documentation.
  • Ensure adherence to organisational best practice and legislative requirements. Adhere to policies and procedures and take corrective action where necessary.
  • Ensure all risks to the company are mitigated, identified, and escalated where necessary.
  • Maintain product knowledge to respond to customer queries effectively and accurately.
  • Stay abreast on industry regulations, trends and best practices in underwriting.
  • Approve and countersign cases above the acceptance limits of the underwriter.
  • Provide fair and balanced underwriting decisions using the appropriate amount of evidence necessary.
  • Accurately capture underwriting and risk information into the company administration system, utilise IT systems to ensure accuracy of documentation.
  • Maintain servile level agreement to reach set targets.


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