Finance & Data Analyst - Quick Credit & Investment Micro-Credit Ltd



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Position: Finance & Data Analyst

Responsible To: Quick Credit & Investment Micro-Credit Ltd. Senior Management Team

Employment Location: Accra, Ghana

OVERALL JOB PURPOSE:

The Finance & Data Analyst will be responsible for leading the data analysis and financial monitoring of a fast-growing multinational SME lending fintech across Africa. The Analyst will work in conjunction with management teams across all of Quick Credit & Investment Micro-Credit subsidiaries to ensure the flawless execution and financial success of the fintech’s unique business and operating model.


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The primary job responsibilities of a Finance & Data Analyst would include:

  • Monitor financial records reported by all subsidiaries on a daily basis
  • Scrutinize subsidiary expenses to identify potential fraud
  • Analyze performance across subsidiaries in sales and defaults
  • Approve expense requests
  • Obtain, analyze, and evaluate accounting documents
  • Identify loopholes and recommend risk aversion measures in operations
  • Perform daily reconciliations of bank and mobile money accounts of subsidiaries
  • Prepare period reports to management
  • Proactively analyze and identify insights in key subsidiary metrics such as loan applications, loan assessments, loan rejections and loan repayments across several verticals such as gender, loan size, industry, etc.
  • Develop bottom-up analysis of subsidiary costs to identify cost savings across the Quick Credit & Investment Micro-Credit portfolio.
  • Consolidate monthly financial reports for investors
  • Cash flow management - forecast cashflow needs of the Parent Company and ensure sufficient cash available at all times
  • Formulate financial policies for the company and ensure procedures are followed

Qualification Required & Experience

  • Degree or Post Graduate Qualification in Accounting, Finance, or Data Science
  • At least 5 years of work experience in the Banking and Finance industry coupled with a strong background in accounting and auditing.
  • Completion, or current pursuit, of your ACCA or ICA designation, is a bonus
  • Extremely high proficiency in Excel
  • Strong analytical background, with exceptional competence in financial modeling tools such as Excel
  • Deep knowledge of accounting
  • Highly organized self-starter with grit, determination, and passion for hard work
  • Fast and willing learner who is adaptable to a unique SME lending model
  • Strong people management capabilities
  • Strong innovative and problem-solving skills


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  • Must be an excellent team player
  • Must have excellent interpersonal skills
  • Capacity and stamina for continuous days of long hours of both general management and occasional fieldwork
  • Resilient and remains calm and deliberate under conditions of stress
  • Well-networked in the financial sector
  • Has a personal commitment to organizational excellence; displays honesty, integrity, and a strong sense of ethics in all decision and actions.

Location: Accra



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