Assistant Risk and Compliance Officer - Kintampo Rural Bank Limited

Kintampo Rural Bank Limited is seeking to employ qualified professionals/persons to fill the following position: Assistant Risk and Compliance Officer

Job Summary

Assist the Head of Risk and Compliance to implement a risk management framework for the entire operations of the bank and recommend strategies for managing the risks inherent in the operations of the Bank and assist in enforcing regulations in all aspects and levels of business, as well as provide guidance on compliance matters

Duties and Responsibilities

• Ensure effective and efficient management of Operational Risk, Liquidity Risk, Credit Risk, interest rate risk and compliance risk
• Assist the Head of Risk and compliance to carry out a periodic assessment of the effectiveness of controls identified in implementing the risk management framework of the bank
• Help perform monthly risk test on risk portfolio for impact on profitability, capital adequacy and liquidity
• Recording and reporting at risk incidents to the Head of Risk and compliance
• Access and provide risk comments on loan applications and recommend controls to mitigate those risks
• Undertake compliance exercises in all the branches and submit a report to the Head of Risk and Compliance for review
• Ensure the agency's adherence with internal policies, anti-money laundering requirements and regulations affecting the conduct of banking business
• Any other duties that may be assigned by the Head of Risk and Compliance
• Deputies for the Head of Risk and Compliance when necessary

Required Competencies

• Highly analytical
• Well abreast of the financial regulatory environment
• Working knowledge of credit risk modelling and analytics, credit risk portfolio management or credit risk strategy development
• Effectively prioritise workload and deal with multiple tasks
• Ability to analyse several situations and develop suggestions on the best course of action
• Knowledge of Anti-Money Laundering requirements and KYC procedures

• Good oral and written skill
• Ability to use the T24 software
• Sound computer knowledge in Excel, Word and PowerPoint

Qualification Required & Experience

• Minimum of first degree in Finance, Accounting, Statistics or related field
• At least 2 years of banking experience particularly in a rural bank
• Well abreast of the financial regulatory environment
• Conversant with the T-24 Banking software

Location: Kintampo – Bono East Region