BRAC Ghana Savings and Loans Banking Jobs in Accra
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BRAC Ghana Savings and Loans Limited (BGSL) is a socially responsible for-profit organisation, engaging people, especially women in sustainable economic and income-generating activities in Ghana. Our mission is to provide a range of financial services responsibly to people at the bottom of the pyramid. BGSL is part of BRAC International Holdings B.V (BIHBV), which operates in seven countries across Africa and Asia.
Duty station: Accra
PURPOSE
- To advise the Board and Management team on controlling and measuring risks
MAJOR RESPONSIBILITIES
- Responsible for development and implementation of the institution-wide risk management framework.
- Develop and implement best risk management practices.
- Oversee and direct the enterprise-wide management of risk exposures.
- Formulate policies and measurement models for the various units involved in carrying out the significant activities that create exposures in the various activity segments in the institution.
- Make recommendations to the Boards and Senior Management on the type and level of exposures in each activity segment permitted by policy.
- Advise and recommend to the Boards and Management team on all matters relating to risk exposure management.
- Regulate, monitor and review control procedures and report on matters relating to exposures
- Manage and report deviations from set limits and exceptions to policy to the Board and Management team for their appropriate actions.
- Perform monthly stress-tests on risk portfolios and at least on a quarterly basis, review and approve the appropriateness of the controls applied at the business levels.
- In addition to the monthly stress tests, perform semi-annual reverse stress-testing to examine the impact of selected scenarios from a ‘bottom- up’ perspective.
- Incorporate the results of the stress-tests (which will inform management of the expected risk tendency of the portfolio against the approved risk appetite of the institution) into the risk governance structure of the institution.
- Be empowered, where appropriate, to initiate management action to contain the potential risk levels within the approved risk appetite to ensure discipline in the risk management process of the institution
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Safeguarding Responsibilities
- Establish a safeguarding culture across the Institution by implementing the safeguarding policy. Act as a key source of support, guidance and expertise on safeguarding for establishing a safe working environment.
- Responsible to ensure team members are appropriately trained, supported and have access to resources regarding issues that are identified and actioned in accordance with the safeguarding policy and procedure.
- Follow the safeguarding reporting procedure in case any reportable incident takes place, encourage others to do so.
Required Skills or Experience
SPECIFIC EDUCATIONAL QUALIFICATION
- Degree YES: A bachelor’s degree with a concentration in Finance, Risk Management, Economics, Banking, Business Administration, Accounting or Law.
- Concentration / Major: Finance, Risk, Audit
PROFESSIONAL DEGREE / CERTIFICATION
- Professional certification in the field is a plus.
EXPERIENCE (Including sector/industry)
- Minimum 5 years of experience in risk management or in a related field
- Experience of working in the financial services industry is a plus.
- Prior experience working with similar multi-faceted organizations is a plus.
KNOWLEDGE, SKILLS & COMPETENCIES
- Analytical and soft skills
- Strong communication skills
- Risk management skills
- People management skills
- Excellent interpersonal skills
- Excellent written and verbal communication skills
- Organisation and planning skills
- Report writing skills
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