Advans Ghana Savings and Loans Banking Jobs in Accra
✅ Job Alerts Activated
You'll now receive future job opportunities instantly.
Thinking about applying?
Before you submit your application, take a moment to go through all the details carefully.
Scroll down to read the full job description, including responsibilities, requirements, and benefits — and see if it’s the right fit for you.
Advans is a leading international microfinance group established in 2005. Advans mission is to respond to the need for financial services for small businesses and other populations who have ill-adapted, limited, or no access to formal financial services. The Advanced Group currently spans nine countries: Cambodia, Cameroon, Ghana, the Democratic Republic of Congo, Côte d’Ivoire, Pakistan, Nigeria, Tunisia, and Myanmar.
As of the end of April 2023, the group served more than 1,200,000 clients and employed more than 8,100 staff. The group’s shareholders are EIB, KfW, FMO, CDC Group plc, FISEA (AFD Group) and IFC.
ADVERTISEMENT - CONTINUE READING BELOW ↓
CONTINUE BELOW ↓
Job description
What will your role be?
Reporting to the Head of Recovery:
The Recovery Officer is responsible for:
Collection of debts before legal recovery proceedings commenced, negotiating payments, handling defaulters’ inquiries, and providing administrative assistance.
Assisting in implementing the operational policies, procedures, and guidelines and working on the prevention, detection, and correction of risks related to the above-mentioned core activities.
Most importantly prevent Advans Ghana from losing more than it has invested.
overseeing the Pre-Litigation portfolio (PAR 90 and Write-Off loans) and working closely with the Client Relationship Officer to recover any amount owed to Advans. Officers will be assigned to a team.
MAIN RESPONSIBILITIES
- To meet agreed performance targets and provide a quality service with a high level of Customer Care. To develop and operate effective working practices that promote the smooth running of the Unit.
- To be prepared to visit debtors to prompt payment and personally serve Demand Notices to debtors while adhering to Advans Ghana policies and procedures.
- To develop and maintain a working knowledge of policies, procedures, and guidance and to work with them. And be able to keep abreast of changes in legislature, and national and local trends.
- Must be able to investigate and locate absconded clients and recover any amount due.
- To liaise directly with relevant external agencies, Police, Valuators, Auctioneers, and Lawyers.
- To identify risk and prevent fraudulent applications by other team members as well as clients. And must be able to advise on major risk issues on the market for implementation.
- To ensure cash collection on payment control is administered in line with Audit requirements.
- To take part in Performance Management reviews with the team leader to ensure that individual targets are achieved to support the aims and objectives contained in the service plan
- To promote and apply the standards and principles of Advans Ghana and manage resources ensuring that the delivery of services continues to be cost-effective.
- To undertake other relevant duties that may be required.
ADVERTISEMENT - CONTINUE READING BELOW ↓
CONTINUE BELOW ↓
GENERIC ACTIVITIES
- Prospection, Recovery
CHALLENGES
- Dealing with difficult defaulting clients.
- Poor addressing system impedes the search for the location of clients and guarantors.
- Delays in court processes tend to affect recoveries of bad debt.
👉 STOP: Ready to Apply?
Don't miss out on this opportunity! Carefully review the job details one last time. Once you're ready, scroll down to the bottom of this page to access the How to apply button.
Hurry—applications for this cycle are closing soon!← View More Banking Jobs
✅ Digital Lending Manager - Adehyeman Savings and Loans Limited